These photos will serve as proof your roof was damaged by an extreme weather event not due to any neglect on the homeowner s part.
Storm damage roof claim.
With that in mind here s a step by step on how a typical roof insurance claim works.
Take a look at your insurance policy to see what it covers before contacting your insurance company.
How start your roof claim.
If there s a hole in your roof for example then.
Look for damage right away.
Acts of god are claims that are a result of a wind storm hurricane hail damage or tornado and are beyond your control.
Most insurance policies limit the amount of time that you have to make a claim after an event such as a storm so it can really pay off to act as quickly as possible.
Therefore you are not punished for making a claim due to their damage.
If your home has suffered roof storm damage it is important that you have the damage repaired as quickly as possible.
Step 2 secure the scene and limit further damage.
Our contractors are the best of the best and have the highest success rates.
Fear of increased premiums or non renewal should not keep you from making a claim following an act of god incident.
We find and vet restoration contractors that have worked in the field who know the ins and outs of storm damage and insurance roof claims processes.
Step 1 a windstorm or hailstorm hits your area.
How a hail damage roof insurance claim works homeowners sometimes fall victim to the tactics of storm chasers which are usually out in full force in residential areas anywhere that has just been hit by a big storm.
Immediately after a natural disaster major storm or roof hail damage you should be assessing the condition of your roof right away after you make sure everyone is safe and the property is safe to enter of course.
They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company.
According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.
You check your roof after the storm and find significant damage.
Homeowners insurance typically covers damage caused to your roof by hail windstorms fire tornados and vandalism.
If you need to file a claim state farm works with you throughout the insurance claim process.
Hail and wind damage claims are the most common types of homeowners claims.
Immediately take pictures of storm damage as soon as it s safe to go outside take photos of the roof damage from ground level.
Do i have hail damage to my roof.
Because your roof provides your home with its first line of protection from the elements any damage to it could result in an increase in the total damage done to your home.